ok, i thought i knew what i wanted to call this damn thing...but now i don't like what i thought i liked before...so i still haven't come up with a name. bah.

if you have a credit card with a $3000 balance and pay it off at a 29.9% interest rate over 24 years you will end up paying $13,459.02 in interest. wow. yes, 24 years is a long time, but, still...if you always keep a balance of $3000 on your card, that's a lot of money. crazy. and banks are raising their rates on high-risk accounts to make up for lost profits in the bad economy. so, they are drawing new profits from those least likely to have extra money to fund their company. interesting. one credit card for me...the mortgage payment is scary enough. if i lived in this house for 30 years and pay off my loan, i would be spending almost twice what my home cost me.

hmm. what a depressing post.

sunny days, sweeping the clouds away, on my way to where the air is free....can you tell me how to get, how to get to sesame street?

i thought you might need something smile-y after that post. now it's time for coooookkkkiiieesssss....a la cookie monster. i think i left pbs on too long this morning...